A lender-ready loan package for your next laundromat, sent to lenders who already fund laundromats.

No. Laundry Advisors does not lend money, make or fund loans, or make credit decisions. We prepare your documents, package them into one lender-ready file, and send it to independent lenders in our network who may be a good fit for your deal. Each lender reviews and underwrites your package on its own and decides whether to offer financing and on what terms. Any loan is strictly between you and the lender you choose.

Three reasons. The lenders in our network are relationships built over six years, and they financed our own stores before they ever saw a member's package. The packaging work would cost several thousand dollars from an outside firm, and Laundry Advisors pays that cost on each member's behalf. And lenders in our network have agreed to take active GROWTH membership into consideration when they review a member's file, because an owner who is working on staffing, finances, and operations every week is a stronger borrower.

Nothing beyond GROWTH membership at $497 a month. Laundry Advisors charges no points, no commissions, and no kickbacks, and there are no equipment strings attached. Any fees, rates, or closing costs on a loan are set by the lender, not by us. Laundry Advisors pays the outside packaging cost on your behalf, plus up to $1,000 to send your documents to lenders, which is why the first-month refund is waived once you use the Lender Network.

Buying an existing laundromat, a complete retool of a store you already own, or a ground-up build including the real estate. The package is all-inclusive for the project you bring.

Because you are not going one bank at a time. One complete package goes to several network lenders at the same time, so they review it in parallel instead of one yes or no at a time. The average owner spends four to six months, often longer, getting financing set up for a next project. Our members typically hear back from lenders in three to four weeks once all of their documentation is submitted.

No, and anyone who promises approval should worry you. All lending decisions are made solely by the independent banks and financing institutions that review your package, and depend on your individual financial qualifications. What we control is how well your deal is packaged and which lenders see it.

No. Zero commissions, zero kickbacks, and zero points from any lender. We are paid by your membership, which is exactly why we can stay on your side of the table.

Nothing is collected on this page. Documents are gathered only after your onboarding call, by our team, and only what lenders typically need. They are used solely to prepare your package and send it to lenders, never sold or shared beyond the lenders you approve, and you are told exactly which lenders see your file. If you ever want your documents removed from our files, ask and it is done.

Because several network lenders see the package at once, a decline means none of them said yes this round. We walk you through what they flagged, whether it was the equity injection, the financials, or something in the deal, and what needs to change for a stronger second look. When it is in better shape, we repackage it and send it out again.

No. The Laundry Advisors Lender Network is brand agnostic. No equipment company has any strings on your package or the lenders it goes to.

GROWTH is billed monthly and you can cancel anytime. GROWTH normally carries a full refund if you do not find value in your first month, but that refund is waived once you use the Laundry Advisors Lender Network, because Laundry Advisors pays up to $1,000 out of pocket to package your documents and send them to banks and lending institutions. Every member starts with a one-on-one onboarding call, and that is where your loan package conversation begins.

Most laundromat deals are funded with one of five tools, or a combination: an SBA 7(a) loan, an SBA 504 loan, a conventional bank loan, equipment financing, or seller financing. The hard part is not the loan type. It is finding institutions that understand laundromats and getting a complete package in front of them. The Laundry Advisors Lender Network prepares one lender-ready package and sends it to the lenders in a network of 12+ who fund laundromats and may fit your deal, so you compare real terms from real lenders instead of guessing which door to knock on.

Yes. SBA 7(a) loans are commonly used to buy an existing laundromat and fund working capital, and SBA 504 loans are commonly used for real estate and heavy equipment. SBA loans are made by participating lenders, not by the SBA directly, so terms and timelines vary by institution. Josh financed his first laundromat with an SBA loan on his own, and it took nine months. Several lenders in our network make SBA laundromat loans, and when they fit your deal, they can review your package at the same time as the others.

It depends on the lender and the project. Not every lender requires the same equity injection, and some structure deals very differently from others, but every applicant needs skin in the game. Many institutions look for somewhere in the range of ten to twenty-five percent of the total project cost, with ground-up construction usually at the higher end, and the source of the equity matters as much as the amount. The readiness self check on this page lets you gauge where you sit, and our team documents every equity source you have before your package goes out.

Going one bank at a time, the average owner spends four to six months, often longer, getting financing set up for a next project, and a single no sends them back to the start. Through the Laundry Advisors Lender Network, lenders typically respond in three to four weeks once all of your documentation is submitted. Closing then depends on the lender you choose and the deal itself.

Yes. Equipment financing exists, and it is often offered through distributors tied to one brand. The Laundry Advisors Lender Network is brand agnostic. Equipment for an acquisition, a complete retool, or a ground-up build is included in one package with the rest of the project, so you are not financing the machines in one place and scrambling for everything else.

Yes. It is the largest package we build and the one most owners are told cannot be done. Lenders look at total project cost against your equity, your operating track record, and the appraisal on the real estate, and the deal is often structured with SBA 504 or conventional real estate and construction financing. Our team builds the proforma and market picture that carry a ground-up laundromat deal in front of lenders.

Usually unfamiliarity. Many local banks have never underwritten a laundromat, so they price in risk that is not there, ask for documents a seller cannot produce, or simply say no. Josh's own bank and a neighbor who was a bank vice president both turned him down on a store that is worth millions today. The fix is a complete, well-presented package in front of lenders who already fund laundromats.

Yes. Two of Josh's stores are the proof. The smallest, in a town of about 5,000 people, does over $7,000 per week. The largest, in a town of about 23,000 people, does over $15,000 per week. Lenders who understand the model fund small-town laundromats regularly. The ones who do not are the reason owners get turned away.